Here are some useful articles on the subject of how to clean credit up:-
-
Credit Scores: What Are Damage Points? — The Phoenix Real Estate Guy – FICO released their damage points model so that you can know what kind of damage to expect to your credit score for certain things like foreclosure or bankruptcy.
Credit repair secrets and things you should know about your credit score. How to fix poor or bad credit report fast.
Duration : 0:2:8
http://www.37DaysToCleanCredit.com – A great video showing you how much money you are throwing down the drain in interest alone because of having bad credit. Very informative and should open your eyes to cleaning up your credit.
Duration : 0:5:18
I have paid for alllllll of my old collection accounts and I'm just waiting for them to drop off of my credit reports. I've been looking into credit repair service on line and wondering if they can actually help. All of the items on my reports are actually MINE and I did actually owe them, but they are all FINALLY paid off. Is there any hope to get them removed quickly?
Do it yourself & Do some research. Most of this stuff you can do on your own and save a lot more money.
http://CreditHealerSoftware.com – This Credit Repair Software is the perfect tool for those serious about credit repair. This video unmask the myths about useless online courses and lousy software. If you are determined to make money in the credit repair business, this is the tool to go for. -David Rogers
Duration : 0:7:15
http://www.creditboostdirect.com Debt Settlement can ruin your credit for years. Learn how you can fix bad credit in few months. Do you need credit repair after bankruptcy? Receive Credit Guide 4 FREE
Duration : 0:3:12
http://www.AttractiveCredit.com or call 800-605-9085 for FREE consultation.
Credit Restoration, Repair Credit Score, Rebuild Credit, credit repair, improve credit, improve credit score, increase credit score, fixing credit, rebuilding credit, fast credit repair.
http://www.AttractiveCredit.com 800-605-9085.
Repair Credit Score, Fixing Credit, Fast Credit Repair, rebuild credit, credit restoration, credit score repair, boost credit score, raise credit score, fix credit, increase credit score, credit repair, repair credit, rebuilding credit,
Duration : 0:3:38
A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don’t know how to find out the status of their credit or how to fix it if it’s bad.This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, “The Guerrilla Guide to Credit Repair” tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: –How to contact three major credit bureaus and get a copy of your credit report.–How to decipher and understand the report’s complex codes, numbers, and implications.–Step-by-step, how to correct errors and clean up your credit history.–How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse.Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.
What does a credit repair business really mean?
You may receive an offer from a company that claims it can fix your bad credit rating. The truth is if the credit bureaus have accurate information, there’s nothing you or anyone else can do to quickly improve your score if you haven’t managed your debts well in the past. (The only way to influence your score is to start managing your debt wisely.) And if there are errors in your file, you can contact the bureaus directly — you don’t need to pay someone else to do it. The three major bureaus have instructions on how to do this on their Web sites.
So in summation it means, they take your money and in the long run do really nothing. They will however lower your score even more by letting debts go to collections to negotiate a lower settlement which saves you money but hurts your score. Also creditors do not have to accept their offers or even deal with them.
Do it yourself, it just takes time and good credit ethics.
Hope this answers your question
Having no credit is worst than having bad credit, it’s important to build a credit history for yourself!
www.thefirstladyofloans.com or email me @ katrinainpa@aol.com
***Disclaimer*** I am NOT a credit repair specialist
Duration : 0:2:56
